Loan solutions
A better
way home
It starts with service that listens. Our specialists take the time to understand your goals and circumstances, then manage the process and guide you to the right home loan with clear, personal support.
Who we help
First home buyers
Buying your first home can feel complex. We provide clear guidance through every step — from understanding borrowing capacity to navigating lender requirements and settlement timelines. Our role is to remove uncertainty and help first home buyers enter the market with confidence.
Home buyers and upgraders
Whether you’re purchasing your next home or upgrading your existing one, we help structure lending solutions that support lifestyle changes, future flexibility and financial stability.
Refinancers
Refinancing is an opportunity to improve your loan structure, reduce costs or align your lending with changing circumstances. We manage the review process thoroughly and guide you through every stage of the transition.
Property investors
We support investors with lending structures designed for sustainability and long-term performance, considering cash flow, tax efficiency and portfolio growth.
Self-employed or complex incomes
Where income doesn’t fit a standard profile, we provide specialist assessment and lender matching to support approvals that reflect real earning capacity.
SMSF
For those considering property investment through super, we provide specialist SMSF lending support, with a focus on compliance, structure and long-term strategy.
Start your home loan journey
Whether you know what you need or you are exploring options, Finance First is here to guide you. Speak with a lending specialist and experience a better way home.
Why choose Finance First for your home loan
Clear guidance at every step
We explain your options, answer your questions and support you from application to settlement.
Tailored solutions for real life
Every borrower is different. We help with complex incomes, self-employed situations and non-traditional scenarios.
Fast, informed decisions
Our experienced team and efficient processes help move your application forward without unnecessary delays.
Confidence built on expertise
You are supported by professionals who understand lending and care about getting the right result.
The benefits of a
non-bank lender
Flexibility
Non-bank home loans offer greater flexibility in terms and conditions, allowing you to tailor the financing to your specific needs.
Accessibility
‘Non-bank options often provide solutions for individuals facing challenges with traditional banks, ensuring a more inclusive approach to homeownership.
Efficiency
Experience quicker decision-making and approval processes, allowing you to secure your dream home without unnecessary delays.
Customer stories
Here’s what some of our customers are saying
Mark and Lisa, early 40s, professionals with a combined super balance of ~$400k
Mark and Lisa thought their super was just sitting there until retirement. After learning about SMSF lending with our local partner, they used their super to invest in a property that generated positive cashflow from day one. Within a year, their SMSF investment was contributing to both retirement savings and current passive income, giving them…
So happy with my new home loan
Joshua and his team are awesome and got me approved straight away,
Alex, 35, property developer with experience in residential projects
Alex had a vision for a small townhouse development but struggled to secure funding from traditional lenders. Through development lending, he was able to access flexible financing tailored to the project. Within 18 months, the development was completed and sold, delivering strong returns and giving Alex the confidence and capital to plan his next project.